Coöperatie VGZ is one of the largest non-profit health insurers in the Netherlands, operating without a profit motive. As a cooperative, its focus is on serving the interests of its members (the insured) rather than shareholders. Founded in 1948, the company's mission is centered around "Zinnige Zorg" (sensible care), aiming to keep healthcare accessible and affordable for everyone in the Netherlands. Besides the main VGZ brand, the cooperative also serves customers through other labels such as Univé, ZEKUR, and IZA.