Founded in 2000 as Bank of Internet USA, the company rebranded to Axos in 2018. It is a diversified financial services company that operates primarily through its digital-first subsidiary, Axos Bank. With no physical branches, Axos provides a full suite of banking products, including checking and savings accounts, mortgages, personal and auto loans, as well as investment services through Axos Invest. The company's mission is to reinvent the banking experience by leveraging technology to offer more accessible, efficient, and higher-value services compared to traditional brick-and-mortar banks.