Originally established as 1pm plc, the company was a UK-based independent provider of finance facilities to the SME sector. Over the years, it grew through multiple acquisitions of other specialist finance providers. In December 2020, 1pm plc was officially rebranded to Time Finance plc. The move was part of a strategic initiative to unify its multiple subsidiary brands under one recognisable name and to simplify its offering to brokers and businesses. Today, as Time Finance, the company continues its mission to provide accessible and straightforward funding to UK businesses through services including Asset Finance, Invoice Finance, Loans, and Vehicle Finance.