Launched in 2016, Wave Money is a mobile financial services company in Myanmar with a mission to drive financial inclusion for a better Myanmar. It is a joint venture between Telenor Group, Yoma Strategic Holdings, and Ant Group. The company provides accessible, safe, and reliable mobile financial services through its extensive network of "Wave Shop" agents and its digital payment application, WavePay. Services include money transfers, utility bill payments, airtime top-ups, and merchant payments, catering to a largely unbanked and underbanked population.