Union Credit Corporation is a financial technology company that operates a data connectivity platform and marketplace for the lending industry. Its core mission is to reinvent credit access by leveraging permissioned, consumer-consented financial data. By connecting directly to consumers' bank accounts, Union Credit provides lenders with real-time, comprehensive financial insights, enabling them to make more informed pre-qualification and underwriting decisions. This model aims to create a more inclusive credit ecosystem, particularly for individuals who are 'credit invisible' or have thin credit files. The company was founded in 2021 to address the limitations of traditional credit scoring systems.

Founded in

United States