Tokuda Bank AD was established in 1994, initially named "Credit Express" Bank AD. In 2008, the Japanese corporation Tokushukai Inc. acquired the majority stake, and the bank was rebranded to its current name. The bank operates as a universal commercial bank in Bulgaria, providing services such as deposits, lending, cash management, bank guarantees, and card services. It positions itself as a "boutique bank," focusing on providing personalized service and flexible solutions to its individual and business customers.