Teman Warung, a part of the GoTo Financial ecosystem (previously a Tokopedia initiative), is dedicated to empowering Indonesia's traditional retail sector. It provides technology-driven solutions for "warungs" (small, family-owned kiosks) to help them grow their business. The core service is a supply chain financing feature called "Talangin Dulu" (Pay Later), which allows warung owners to purchase inventory on credit from wholesalers and distributors within the platform's network. By digitizing inventory procurement, providing access to capital, and simplifying bookkeeping, Teman Warung aims to improve the efficiency and profitability of these vital micro, small, and medium-sized enterprises (MSMEs).

Founded in

Indonesia