Spotya! is not a direct lender but acts as a lead generator or intermediary service. Its business model is based on collecting personal and financial information from potential borrowers through an online application and then providing this information to its network of independent payday loan lenders. The company's mission is to provide a fast and convenient way for consumers to get connected with a lender for short-term financial needs. The actual loan terms, interest rates, and approval decisions are made by the third-party lenders, not by Spotya!. The website is owned and operated by Taga Media S.A., a company based in Panama.

Founded in

United States