Spectral is a technology company focused on building the infrastructure for a more efficient and transparent credit market on the blockchain. Its core product is the Multi-Asset Credit Risk Oracle (MACRO) Score, which uses machine learning to assess creditworthiness based on on-chain transaction history. The company's mission is to automate risk assessment in DeFi, enabling more sophisticated and capital-efficient lending and borrowing without relying on traditional, centralized credit systems.

Founded in

United States