Shine (legal entity: XPO SAS) is a French financial technology company founded in 2017 to simplify banking and administrative tasks for freelancers and SMEs. It provides a professional bank account, a Mastercard debit card, invoicing tools, expense management, and simplified accounting features. In June 2020, Shine was acquired by the major French banking group Société Générale, allowing it to expand its services while operating as an independent subsidiary. The company is an ACPR-licensed Payment Institution, focusing on the French market.

Founded in

France