Pay Day Say operates as a digital loan marketplace rather than a direct lender. Its primary business is to connect potential borrowers seeking small, short-term loans with its extensive network of lending partners. The company's mission is to simplify and expedite the process of finding a loan by allowing users to submit a single online application, which is then reviewed by multiple lenders. This model aims to increase the chances of loan approval for consumers, particularly those who may not qualify through traditional banking channels. The service is free for the borrower, as Pay Day Say earns a commission from the lenders for successful referrals.

Founded in

United States