Oriente is a technology and data-science company founded in 2017 by Geoffrey Prentice (a co-founder of Skype), Lawrence Chu, and Hubert Tai. The company's mission is to unlock financial inclusion for tens of millions of "underbanked" consumers and micro-entrepreneurs in emerging Southeast Asian markets. By leveraging artificial intelligence, machine learning, and proprietary data, Oriente builds digital-first financial service platforms that offer real-time credit scoring and affordable credit services. It operates through strategic partnerships and its own consumer-facing brands, such as Cashalo in the Philippines and Finmas in Indonesia, to provide accessible and fair financial products.