Founded to support the growth of small businesses, Merchant Cash Express, LLC (MCE) specializes in offering fast and flexible access to working capital. Their primary product is the merchant cash advance (MCA), which is a purchase of a business's future credit card receivables at a discount, providing immediate cash flow. Unlike traditional bank loans, MCE's funding decisions are based more on the business's daily cash flow and sales history rather than solely on credit scores, allowing them to serve a broader range of clients who may not qualify for conventional financing. Their mission is to provide a simple application process, quick funding, and transparent terms to help businesses manage expenses, purchase inventory, or seize growth opportunities.

Founded in

United States