Founded in 2019, Habacus is an innovative Italian startup that operates as an independent third-party certifier. Its mission is to promote access to higher education by transforming a student's academic merit into a tangible asset for obtaining financing. The company collaborates with universities, financial institutions, and students, creating an ecosystem where a student's performance and educational path are certified and used as a primary factor for credit assessment, often without requiring traditional parental or third-party guarantees.

Founded in

Italy