Founded in 2004, Financial Education Services (FES) operated as a multi-level marketing (MLM) company based in Michigan. The company's core offering was the "Protection Plan Membership," a package of services that included credit repair (marketed as UCES Credit Restoration), credit monitoring, identity theft protection, and the creation of basic legal documents like wills and trusts. FES recruited agents to sell these memberships and to recruit new agents, creating a downline compensation structure. In 2022, the company's operations were halted by the Federal Trade Commission (FTC), which led to a permanent injunction and its effective closure.

Founded in

United States