Cool Loans, a trading name of PJG Financial Limited, operates as a credit broker, not a direct lender. The company's mission is to provide a simple, secure, and transparent way for UK consumers to find suitable short-term loan products. By submitting a single application on their website, customers are matched with potential lenders from their panel using a proprietary loan matching system, streamlining the process of finding credit. The service is free for consumers, and the company is an Introducer Appointed Representative of Quint Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).

Founded in

Jamaica