Founded in 1866, Community Bank, N.A. has grown into a full-service financial institution with a mission to serve the needs of its local communities. It operates as the primary banking subsidiary of the publicly traded holding company, Community Bank System, Inc. (NYSE: CBU). The bank offers a comprehensive portfolio of services including personal banking (checking, savings, loans, mortgages), business banking (lending, cash management, merchant services), and wealth management services such as trusts, investments, and financial planning, primarily focusing on non-metropolitan markets.