Founded in 1966 in Fargo, North Dakota, Bell Bank has grown from a single location into one of the largest privately owned banks in the nation. The company's core mission is built on a "Happy Employees! Happy Customers!" philosophy. Bell Bank offers comprehensive financial services including personal and business banking, home mortgages, equipment finance, and wealth management. It is also well-known for its unique "Pay It Forward" program, where every full-time employee receives funds annually to give to individuals, families, or organizations in need.