Launched in 2016, Atom Bank is a pioneering mobile-first bank in the United Kingdom, built without any physical branches. The company's mission is to offer a more efficient, transparent, and customer-centric banking experience through its award-winning app. Atom Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. It focuses on providing Fixed Saver accounts, residential mortgages, and secured business loans to small and medium-sized enterprises (SMEs).

Founded in

United Kingdom