Zero (Acquired)

Founded in 2016, Zero Financial, Inc. aimed to bridge the gap between the simplicity of a debit card and the rewards of a credit card. The company's flagship products were the Zerocard, a credit card that automatically deducted purchases from a linked Zero Checking account, and the Zero Checking account itself, an FDIC-insured account provided through a partnership with WebBank. This model allowed customers to earn cash back rewards without the risk of accumulating credit card debt. In April 2021, Zero was acquired by the digital lending platform Avant, and all Zero products and services were subsequently discontinued.