YouLend

YouLend is a global fintech company that provides revenue-based financing to SMEs, a model designed to solve the funding gap often faced by small businesses. Founded in 2015, the company operates an embedded finance model, partnering with leading e-commerce sites, payment service providers, and tech companies (like Dojo, Just Eat, and Shopify) to offer funding directly to their business customers. Repayments are taken as a small, fixed percentage of the business's daily card sales, meaning the repayment schedule flexes with the merchant's cash flow. YouLend's mission is to help businesses thrive by providing access to capital when traditional lending options may be unavailable.