yapital

Founded in 2011 and launched in 2013, Yapital was a wholly-owned subsidiary of the German Otto Group. It was designed as a multi-channel payment solution enabling users to pay online, via mobile, by invoice, and in-store using a single platform. The service utilized QR codes for transactions and aimed to create a simple, fast, and secure payment ecosystem across Europe. Despite its innovative approach and significant backing, Yapital struggled to achieve widespread adoption and market traction, leading to the discontinuation of its services in early 2016.