White, Jacobs & Associates

White, Jacobs & Associates (WJA) is a credit repair firm that offers an alternative to traditional credit dispute methods. Founded to address perceived shortcomings in the industry, the company employs an "aggressive" and attorney-backed process that involves auditing creditors and credit bureaus to challenge questionable or negative items on a client's credit report. Their mission is to help clients improve their credit scores to achieve financial goals, such as securing loans for homes or cars. The process typically involves a multi-round approach over approximately six months, combined with personalized credit coaching.