Universal Insurance Holdings of North America, Inc.

Universal Insurance Holdings, Inc. (NYSE: UVE) is a holding company offering a range of property and casualty insurance products and value-added services. Founded in 1997 and headquartered in Florida, the company primarily operates through its insurance subsidiaries, including Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC). Its core business is writing and servicing personal residential homeowners insurance policies, with a significant concentration in Florida, and it also manages all aspects of the insurance process, including claims administration and policy distribution.