Twisto

Founded in 2013 in Prague, Czech Republic, Twisto is a leading financial technology company focused on simplifying everyday payments. Its core service is a 'Buy Now, Pay Later' (BNPL) solution that allows customers to purchase goods and services and pay for them later, either in full within a set period or in installments. Twisto offers a comprehensive payment ecosystem through its mobile app, which includes features like bill and invoice splitting ("Split"), virtual and physical payment cards ("Twisto Card"), and a consolidated overview of spending. In 2021, Twisto was acquired by the Australian global BNPL provider Zip Co Limited but continues to operate under its own brand in its core markets.