Founded in 2017 and based in Bengaluru, TimePay Solutions was a business-to-business (B2B) fintech company focused on empowering small and medium-sized enterprises (SMEs). The company provided a suite of services including point-of-sale (PoS) terminals, QR code payments, and other digital payment acceptance solutions. A core part of its offering was facilitating access to credit and loans for retailers based on their transaction history. In 2018, TimePay was acquired by the B2B e-commerce giant udaan to bolster udaan's own financial services arm, udaanCapital, and integrate payment and credit solutions directly into its marketplace ecosystem for buyers and sellers.