Synchrony Bank

Synchrony (NYSE: SYF) is a premier consumer financial services company that provides a range of credit products through partnerships with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Originally part of GE Capital, Synchrony became a standalone, publicly traded company in 2014. The company's core business involves issuing store-branded and co-branded credit cards for major brands. Additionally, Synchrony Bank, its FDIC-insured online banking subsidiary, offers a suite of savings products directly to consumers, including high-yield savings accounts, money market accounts, and certificates of deposit (CDs).