Sofie

Founded in 2011 by Stanford business school students, Social Finance, Inc. (SoFi) began as a student loan refinancing service. It has since evolved into a full-fledged digital financial services provider with a mission to help its members achieve financial independence. The company operates a "one-stop-shop" model, offering products such as personal loans, mortgages, student loan refinancing, a credit card, banking services (through SoFi Bank, N.A.), and investment options including stocks, ETFs, and cryptocurrency. SoFi became a publicly traded company in 2021 and holds a national bank charter, distinguishing it from many other fintech competitors.