PumaPay

PumaPay was launched with the mission to create a comprehensive and flexible cryptocurrency payment system. Its core innovation is the PullPayment Protocol, a unique architecture on the blockchain that reverses the mechanics of a transaction, allowing a business to "pull" funds from a customer's wallet based on a pre-approved authorization. This is designed to facilitate payment models common in traditional e-commerce, such as subscriptions, pay-per-use, and recurring billing, which are difficult to implement with standard "push" crypto transactions. The project conducted an Initial Coin Offering (ICO) in 2018 for its native PMA token, which is central to the protocol's operation.