Parcela Mais Baixa

Founded to combat what it identifies as abusive interest rates charged by banks and financial institutions in Brazil, Parcela Mais Baixa provides specialized consulting services for contract analysis and renegotiation, primarily for vehicle financing. The company's mission is to help consumers exercise their rights under the Consumer Defense Code by identifying illegal or excessive charges and negotiating new, fairer payment terms with creditors on their behalf. Their process involves an in-depth analysis of the client's contract, followed by an extrajudicial negotiation to achieve a significant reduction in the loan's cost.