P2PInvesting.

London Capital & Finance plc (LCF), which operated under trading names including P2PInvesting, was a UK-based financial services company that issued unregulated, high-risk mini-bonds to the public. The firm marketed these products heavily, promising attractive returns of up to 8% and claiming funds were invested in a diverse portfolio of companies. LCF collapsed into administration in January 2019, owing over £237 million to more than 11,000 investors. Subsequent investigations by the Financial Conduct Authority (FCA) and the Serious Fraud Office (SFO) revealed serious failures, including misleading marketing and the use of investor funds in a highly concentrated and risky manner, leading to one of the UK's most significant retail investment scandals.