Moneybay Sdn Bhd is a financial technology company established in 2015 and headquartered in Kuala Lumpur, Malaysia. Licensed by the Central Bank of Malaysia (Bank Negara Malaysia) as a Class B Money Service Business, Moneybay operates a digital platform focused on providing cross-border payment and foreign currency exchange services. The company aims to offer faster, more affordable, and transparent international money transfers compared to traditional banks, primarily targeting Small and Medium Enterprises (SMEs) as well as individual clients.