Midpoint & Transfer LTD

Midpoint & Transfer Ltd operates a patented peer-to-peer foreign exchange (FX) matching platform that directly matches buyers and sellers of currencies, effectively cutting out intermediary banks. This model allows the company to offer transfers at the 'mid-point' of the interbank buy/sell rate, eliminating hidden spreads and markups common in traditional currency exchange services. Founded to bring greater transparency and fairness to the international payments market, the company is authorized by the UK's Financial Conduct Authority (FCA) as an Authorised Payment Institution.