M-Salo : Affordable Salary Advance

M-Salo is a salary advance service in Kenya, operated by the financial services company Edenbridge Capital Ltd. The platform partners with employers to offer their staff early access to a portion of their earned salary, which is disbursed directly to their M-Pesa mobile money accounts in minutes. The company's mission is to provide an affordable, accessible, and convenient alternative to traditional, high-interest short-term loans, helping employees manage unexpected expenses and improve their overall financial wellness. The service is fully digital and aims to bridge the financial gap for workers between paychecks.