lumni usa

Lumni is a pioneer in the Human Capital Financing industry and a social impact investment firm. Since its founding in 2002, the company has designed and managed human capital financing funds to invest in the education of diversified groups of students. In return for the funding, students agree to pay a fixed percentage of their income for a set number of years after graduation through an instrument known as an Income Share Agreement (ISA). Lumni has operations in Chile, Colombia, Mexico, Peru, and the United States, having financed over 10,000 students.