Health Insurance Fund Macedonia

Established by law, the Health Insurance Fund of North Macedonia (FZOM) is a public institution tasked with providing compulsory health insurance for the citizens of the Republic of North Macedonia. Its primary mission is to collect and manage insurance contributions and to use these funds to contract and pay for health services from a network of public and private healthcare providers. The Fund plays a central role in the nation's healthcare system, ensuring access to medical care, pharmaceuticals, and other health-related services for its insured population.