Harmoney

Founded in 2014, Harmoney was New Zealand's first licensed peer-to-peer lending marketplace. It has since evolved its business model and now operates as a leading online personal lender in Australia and New Zealand, funding its loans primarily through warehouse securitisation facilities with major banks. The company leverages its proprietary digital platform, Stellare®, to automate the entire loan process, aiming to provide customers with faster, simpler, and more personalised financial products. Harmoney is a publicly listed company on the ASX and NZX under the ticker HMY.