Girabank is a Brazilian fintech founded by influencer Carlinhos Maia, operating as a digital bank. The company's mission is to provide accessible and uncomplicated financial services to a broad segment of the Brazilian population, particularly those underserved by traditional banks. It operates under the legal name Gira Bank Pagamentos e Tecnologia LTDA and functions as a payment institution, providing services like a complete digital account, a no-annual-fee credit card, Pix transactions, and other payment solutions, often in partnership with other licensed financial institutions.