FlexFi Personal Loans

FlexFi is an online direct lender that offers small-dollar personal installment loans. The company positions itself as a fast and simple solution for consumers needing quick access to cash, featuring a streamlined online application, rapid decision-making, and direct deposit of funds. FlexFi is a tribal lending entity, wholly owned and operated by the Big Lagoon Rancheria, a federally recognized American Indian tribe. As such, it operates under tribal law and is not subject to the same state-level regulations as traditional lenders, which is reflected in its disclosure that its loan products are an "expensive form of borrowing and not intended to be a long term financial solution."