Experian's Clarity Services

Founded in 2008 and acquired by Experian in 2017, Clarity Services is the leading provider of real-time credit data and analytics for the non-prime consumer segment. Its mission is to empower lenders with comprehensive data on underbanked and subprime consumers, who are often not covered by traditional credit bureaus. By providing alternative financial data, including information on small-dollar installment loans, auto loans, and online marketplace lending, Clarity helps lenders make more informed risk decisions and expand financial inclusion.