european merchant services

European Merchant Services (EMS) was established as a joint venture between First Data (now Fiserv) and ABN AMRO bank. It has grown to be a prominent payment service provider in Europe, acting as both an acquirer and a processor for major credit and debit cards like Visa, Mastercard, and Maestro. The company's mission is to make payments easy, secure, and efficient for merchants of all sizes. EMS provides a comprehensive suite of services, including point-of-sale (POS) terminals for physical stores, online payment gateways for e-commerce, and integrated omni-channel solutions. Following the acquisition of First Data by Fiserv, EMS has been integrated into the Fiserv brand, leveraging Fiserv's global reach and technology while maintaining its European focus.