Equitable Acceptance Corporation

Founded in 1992, Equitable Acceptance Corporation (EAC) is a specialized financial services company based in Eden Prairie, Minnesota. The company's core business is purchasing and servicing retail installment contracts directly from merchants, primarily in sectors such as vacation clubs, home improvements, and direct sales. By offering these financing solutions, EAC allows merchants to provide their customers with payment plan options, thereby facilitating sales. EAC manages the full lifecycle of these contracts, including billing, customer service, and collections.