Elifinty

Elifinty is a financial technology company with a mission to promote financial inclusion. It has developed a Software-as-a-Service (SaaS) platform designed for banks, lenders, and other financial institutions. The platform utilizes open banking and alternative data sources to create a more comprehensive financial profile of individuals, particularly those with thin credit files or who are otherwise considered "unbankable" by traditional scoring models. By providing a clearer picture of a customer's affordability and financial health, Elifinty aims to help its clients make more informed lending decisions, reduce risk, and extend services to a wider, underserved market segment.