Credit Without Borders

Nova Credit Inc. is a financial technology company focused on solving the problem of credit access for immigrants and individuals relocating between countries. Its flagship product is the Credit Passport®, which is delivered through the "Credit Without Borders®" solution. The company operates as a consumer-permissioned credit bureau, allowing individuals to securely transport their financial identity and credit history from one country to another. This enables lenders and service providers (like credit card issuers, auto lenders, and apartment rental agencies) in the new country to underwrite applicants who would otherwise lack a domestic credit file. Founded by immigrants from Stanford University, Nova Credit's mission is to power a more fair and inclusive financial system for the world.