chime - mobile banking

Chime is an American financial technology company, not a bank, that provides fee-free mobile banking services. Founded in 2013 by Chris Britt and Ryan King, the company's mission is to help its members achieve financial peace of mind. Chime's services, such as checking and savings accounts, are provided through its bank partners, The Bancorp Bank, N.A. or Stride Bank, N.A., ensuring that member deposits are FDIC insured. The company's core offerings include no monthly fees, a feature called SpotMe® for fee-free overdrafts, early direct deposit access, and a credit-builder credit card, all managed through its mobile app.