Aven

Aven Financial, Inc. is a U.S.-based fintech company that provides a hybrid financial product combining the features of a credit card with a Home Equity Line of Credit (HELOC). The company's mission is to offer homeowners a simpler, faster, and more affordable way to access their home's equity without the complexities and fees of traditional HELOCs or cash-out refinances. Founded by former executives from Capital One and PayPal, Aven leverages technology to streamline the application and approval process, providing customers with a Visa card that can be used for everyday purchases, large expenses, or balance transfers, all while drawing from their home equity at a lower interest rate than typical credit cards.