Appreciation Financial

Appreciation Financial is a national Insurance Marketing Organization (IMO) founded in 2009 by Terry Kennedy. The company's mission is to help public sector employees, such as teachers and government workers, achieve a dignified retirement. They specialize in educating clients about their existing pension and retirement benefits (like 403(b) and 457(b) plans) and then offering supplemental products, primarily fixed indexed annuities and life insurance, to help maximize their retirement income. They operate through a nationwide network of independent agents who meet with clients to provide these planning services.