american fair credit council

Founded in 2011, the American Fair Credit Council (AFCC) is the primary trade association representing the debt settlement industry in the United States. The organization's mission is to advocate for consumers struggling with overwhelming debt and to promote best practices and ethical conduct among its member companies. The AFCC establishes a strict Code of Conduct that its members must adhere to, which includes requirements for transparency, compliance with federal and state regulations (like the FTC's Telemarketing Sales Rule), and a commitment to helping consumers achieve financial stability.