AjoMoney

AjoMoney, founded in 2021, is a financial technology company focused on digitizing the age-old practice of rotating savings and credit associations (ROSCAs), known locally in Nigeria as Ajo, Esusu, or Adashe. The company's mission is to drive financial inclusion for the unbanked and underbanked by providing a trusted platform for group savings and credit. By formalizing these informal community-based financial systems, AjoMoney helps users build a credit history, save securely with trusted circles, and access interest-free credit, thereby creating a pathway to formal financial services.