Afterpay

Founded in Sydney, Australia, in 2014 by Nick Molnar and Anthony Eisen, Afterpay pioneered the modern "buy now, pay later" model. The platform integrates with retailers' online and in-store checkouts, allowing consumers to receive their products immediately while spreading the cost over four equal, interest-free payments made every two weeks. The company's mission is to power an economy where everyone wins by connecting retailers and shoppers in a way that is fair and simple. In January 2022, Afterpay was acquired by Block, Inc. (formerly Square, Inc.), and now operates as part of Block's ecosystem alongside Square and Cash App.